Dental Insurance Dallas

Covering the Cost of Dental Care

Dental team member talking to a patient about dental insurance in Dallas

You should know that dental insurance makes oral healthcare much easier. It lets families and singles get the treatments they need and show off their smiles proudly. Well, the truth is that our office is in-network with most PPO insurance plans. That means we’ll likely accept your dental plan if you have one. We can then help you navigate its details and ensure you maximize its benefits. For more details on the basics of dental insurance in Dallas, please keep reading or call us.

 

Understanding How Dental Insurance Works

Person at table typing on calculator and writing on clipboard

For starters, take note that dental insurance doesn’t work like health insurance. It isn’t only intended or used for emergency cases. Instead, it’s geared more toward preventive work – the stuff that lets you avoid dental emergencies in the first place. You can trust it to cover dental checkups, teeth cleanings, X-rays, and other services that help you catch oral health issues early. In doing so, it’ll make your final treatment easier and more affordable.

What Your Dental Insurance Plan Covers

Dental insurance paperwork on wooden desk

While all dental plans vary a bit, most offer the same level of coverage for the same treatment categories. PPO plans often follow a structure like the following:

  • Preventive Care – PPO plans typically cover biannual checkups and cleanings at 100%. X-rays also tend to get covered, but the final amount can depend on the X-ray type.
  • Minor Restorative Care – This category includes things like tooth-colored fillings and root canal therapy. It usually gets between 70% and 80% coverage.
  • Major Restorative Care – Dental crowns, bridges, and dentures are major restorations. Therefore, each normally has 50% to 60% of its price covered.

Our In-Network PPO Dental Insurance Providers

Two people looking at dental insurance form on tablet

To make your family’s care convenient, Casper Family Dentistry of Dallas is in-network with most dental PPO plans. Our hope is that working with a wide range of insurers makes paying for dental care manageable. Through this effort, our goal is a simpler payment process than what you’d expect from a dental practice.

The providers we accept include:

  • Metlife
  • Humana
  • Cigna
  • Guardian
  • Principal
  • Delta
  • Aetna
  • Blue Cross Blue Shield
  • United Concordia
  • And more!

By working with the insurers above, we agree to fixed fees (i.e., co-pays) for specific services. Each of these fees is less than what you’d pay for out-of-network care. Plus, we are one of few offices that accept Medicaid benefits for children’s dental care. These commitments mark our desire to serve families in Dallas and its nearby areas.